Cyber Transactions in India are much more protected than in other countries.
However, Cyber Frauds do happen and the money gets transferred to multiple fake accounts across the world. The fraudsters withdraw these funds within Days or Hours unless those Accounts are frozen.
Registering a complaint on the National Cyber Crime Helpline “1930” or Portal (cybercrime.gov.in) enables authorities to freeze the fraudsters accounts before they withdraw cash.
Even CXOs and people with IT background have lost money when making payments in a hurry. It is important to think twice before every click.
As Digital economy grows, the Government and Banks are taking measures to reduce these incidents. Here are new steps implemented to help us avoid losing our hard earned money.
Step 1. Check if the Net Banking address starts with “https” and ends with “bank.in”. RBI has mandated all Banks. TJSB migrated to this domain on 15 August 2025.
Step 2. RBI has mandated to use Telephone Numbers starting with “1600” for Service and Transactional Calls. Do not provide any information to callers not calling from “1600” series Number. User ID, Passwords, OTP, PIN are not to be provided to anyone at all. TJSB uses the number “1600 xxx xxxx”.
Step 3. Banks have enabled Whatsapp Chatbot to provide details quickly. Meta checks the owner of the WhatsApp Number and displays a Blue Tick next to the Name. Ensure that the WhatsApp ChatBot you are accessing has a “Blue Tick”. TJSB’s WhatsApp verified number is “9987873466”.
Step 4. Scanning malicious QR Codes can take you to fake sites that initiate download of malicious software. Check if the QR code is from a reputed company. Also, verify the Name before authorising any payment and spelling of the Website if any.
Step 5. Download Apps from trusted sources only and Uninstall unused Apps.
Another risk is the Version of the App we are using. After few days, the Operating System of our Mobile and our Apps ask to be Updated. This is because they may have removed defects.
Take the opinion of trusted people in case of doubt.
Finally, register a complaint with 1930 immediately as soon as possible.
Stay Alert-Stay Safe!
